No balance, no budgets
No account balance, no spending limits and no alerts. Just what you spent, and what it gave you.
For iPhone · Coming soon
Happily Spent turns your purchases into moments: a photo and a few words about what the money gave you. Each month, a recap reflects them back, so looking at your spending feels like gratitude, not scarcity.
So much of our time with money is about limits, and worrying whether there's enough. Happily Spent shows the other side: the dinners, gigs, gifts and quiet coffees your money made possible. The amounts are still there, right next to the memories they paid for.
How it works
Every purchase lands in your feed. Tap one to keep it, and Happily Spent suggests photos you took around the time you paid.
Was it worth it? Add a few words, just for you, and what it was for: time with friends, live music, a gift for someone.
Your moments gather into a mosaic of the month, and now and then a moment from the same day a year ago comes back to say hello.
The monthly recap
Once a month, Happily Spent reflects your spending back to you, kindly. Not as a total to worry about, but as everything it added up to.
Something you wrote this month, played back to you.
The things that mattered most: friends, family, music, gifts, a little time for yourself.
A gentle observation when something kept feeling less worth it. No limits, alerts or nudges to cut back.
Made to be kind about money
No account balance, no spending limits and no alerts. Just what you spent, and what it gave you.
Amounts stay in view, framed warmly beside the memories they paid for, so looking at money gets a little easier.
Your photos, notes and ratings stay on your iPhone. Nothing is sent to a server, and there's nothing to sign up for.
Photos from around the time you paid are matched on your phone, so keeping a moment takes seconds.
Getting purchases in
A Shortcuts automation adds each Apple Pay purchase as you make it, and can ask for a photo straight after.
Import a statement (CSV) from your bank's app or website.
A live connection, so every purchase arrives on its own.